David Hartley

The Your Future Your Super (YFYS) performance test introduces systemic risk into superannuation and discourages the involvement of funds in nation-building projects. But tweaking the test itself might be a tall order.

No amount of hard data or compelling evidence is going to stop people who want to use their super to buy a home. And super funds might have to help out after all. The idea of using superannuation for housing has a simple allure that has seen it revived several times in the thirty-odd years…